“With time and effort almost any habit can be reshaped” – Charles Duhig, author
Isn’t this a relief?
When I came across this quote earlier in the year it really resonated with me. It reinforced what I have been saying all along; we don’t have to reinvent the wheel to get on track financially, but we do need to assess our habits.
For some of us, when we think about retirement it’s this far away, almost mythical place. Maybe it’s something you’ve thought of for a brief moment, maybe it’s something you obsess over or maybe it’s something you avoid at all costs!
When we say the word budget we automatically think of all the things we will no longer be able to do. No more lattes, no happy hour with friends, no new fabulous shoes, no manicures or pedicures and the list goes on. Oh, poor us.